For the 12 days of Christmas I want to reach out and say thanks, and no one deserves a big "Thank You" more than Ozzie Kvithammer, who sold his pal Advar on working with me long before I even got to meet him in person. Ozzie you are truly a mobile marketing team and I so appreciate it. I look forward to working with you in your new role as Community Banker at Mountain Pacific Bank in Ballard and...